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Protection Services

Life happens.
At MPECU, we offer you the option of loan add-ons such as:

  • Credit Life- In the event one of the borrower passes away, the loan is paid
  • Credit Disability- In the event one of the borrowers becomes unable to work due to an injury or illness, the payments are made during recovery time.

Through partner programs, we are also able to offer GAP Coverage and Extended Warranty. Should you total your vehicle, GAP coverage would pay the “gap” between the insurance payoff and the remaining loan balance. GAP is beneficial if you don’t have a larger down payment on your vehicle purchase or if you’re concerned about rapid depreciation.

Extended Warranty protects your vehicle from mechanical breakdowns beyond your existing manufacturer’s warranty. This covers components and labor for the contract period.