Whether you need a little extra cash for unexpected expenses, our Snap Cash loan can help!
Snap Cash is different. It’s a loan but no credit report or minimum credit score is required. Decisions are based on your relationship with MPECU not on your credit score. In less than 60 seconds, you can get money when you need it quickly and easily.
- Loan amounts range from $500-$2,000
- Terms up to 12 months
- Decision in seconds
- Proceeds deposited instantly into your MPECU account
- Fast easy ONLINE ONLY application
Requirements and Eligibility
- Must be a member for at least 90 days
- Must have reoccurring direct deposit or other benefits
- Must be 18 years or older and the primary (first listed) member on the account
- No credit check or minimum balance credit score
- Payments are drafted monthly from the account receiving the loan proceeds and on the date selected at the time of application
- $15.00 non-refundable application fee*
- 18.00% APR**
- Only allowed one Snap Cash loan at a time
To apply, log into your online banking account and Click ‘Add Account’ from either the upper right-hand menu (the three dots) or the lower left-hand menu.