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Dividend Rates

Description RATES (APY*)
Share Savings
Primary Shares 0.05%
Special Shares (including WinCentive) 0.05%
Star Tiered Savings
Daily Balance
$0.00 – $2,499.99** 0.00%
$2,500.00 – $9,999.99 0.20%
$10,000.00 – $24,999.99 0.25%
$25,000.00 – $49,999.99 0.35%
$50,000.00 – $74,999.99 0.40%
$75,000.00 – + 0.45%
**A $2,500 Minimum balance is required to earn the stated APY.
Organizations 0.05%
Cub Club, L.E.A.P. Club and Christmas Club 0.05%
WINcentive 0.05%
Share Draft Checking 0.05%
Business Checking 0.00%
Health Savings Account (HSA)
$0.00 – $9,999.99 0.10%
$10,000.00 – $24,999.99 0.10%
$25,000.00 – + 0.20%
IRA Savings
$0.00 – $25,000.00 0.10%
$25,000.00 – + 0.20%

Tiered Term Share Certificates & IRA Certificates

$500-2,499 $2,500-9,999 $10,000-24,999 $25,000-49,999 $50,000-74,999 $75,000 +
Rate APY* Rate APY* Rate APY* Rate APY* Rate APY* Rate APY*
3 MO 0.00% 0.00% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
6 MO 0.00% 0.00% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
12 MO 0.01% 0.01% 0.21% 0.21% 0.26% 0.26% 0.31% 0.31% 0.36% 0.36% 0.41% 0.41%
18 MO 0.03% 0.03% 0.23% 0.23% 0.28% 0.28% 0.33% 0.33% 0.38% 0.38% 0.43% 0.43%
24 MO 0.03% 0.03% 0.23% 0.23% 0.28% 0.28% 0.33% 0.33% 0.38% 0.38% 0.43% 0.43%
36 MO 0.09% 0.09% 0.29% 0.29% 0.34% 0.34% 0.39% 0.39% 0.44% 0.44% 0.49% 0.49%
60 MO 0.26% 0.26% 0.46% 0.46% 0.51% 0.51% 0.56% 0.56% 0.61% 0.61% 0.66% 0.66%

*Annual Percentage Yield

Rates Effective 2/9/2021

For all accounts, the dividend rate and annual percentage yield may be changed at any time by the Credit Union’s Board of Directors.
Dividends are not guaranteed and are paid out of current earnings.

Dividend Declaration Date: 9/27/2021 Payable: 10/01/2021

Dividend Crediting and Compounding Schedule

Please visit our fee schedule page for details on service fees.

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