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Dividend Rates

Description RATES (APY*)
Share Savings
Primary Shares 0.05%
Special Shares (including WinCentive) 0.05%
Star Tiered Savings
Daily Balance
$0.00 – $2,499.99** 0.00%
$2,500.00 – $9,999.99 0.35%
$10,000.00 – $24,999.99 0.40%
$25,000.00 – $49,999.99 0.50%
$50,000.00 – $74,999.99 0.55%
$75,000.00 – + 0.60%
**A $2,500 Minimum balance is required to earn the stated APY.
Organizations 0.05%
Cub Club, L.E.A.P. Club and Christmas Club 0.05%
WINcentive 0.05%
Share Draft Checking 0.05%
Business Checking 0.00%
Health Savings Account (HSA)
$0.00 – $9,999.99 0.10%
$10,000.00 – $24,999.99 0.10%
$25,000.00 – + 0.20%
IRA Savings
$0.00 – $25,000.00 0.10%
$25,000.00 – + 0.20%

Tiered Term Share Certificates & IRA Certificates

$500-2,499 $2,500-9,999 $10,000-24,999 $25,000-49,999 $50,000-74,999 $75,000 +
Rate APY* Rate APY* Rate APY* Rate APY* Rate APY* Rate APY*
3 MO 0.00% 0.00% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
6 MO 0.08% 0.08% 0.28% 0.28% 0.33% 0.33% 0.38% 0.38% 0.43% 0.43% 0.48% 0.48%
12 MO 0.16% 0.16% 0.36% 0.36% 0.41% 0.41% 0.46% 0.46% 0.51% 0.51% 0.56% 0.56%
18 MO 0.48% 0.48% 0.68% 0.68% 0.73% 0.73% 0.78% 0.78% 0.83% 0.83% 0.88% 0.88%
24 MO 0.49% 0.49% 0.69% 0.69% 0.74% 0.74% 0.79% 0.79% 0.84% 0.84% 0.89% 0.89%
36 MO 0.75% 0.75% 0.95% 0.95% 1.00% 1.00% 1.05% 1.05% 1.10% 1.10% 1.15% 1.15%
60 MO 0.91% 0.91% 1.11% 1.11% 1.16% 1.16% 1.21% 1.21% 1.26% 1.26% 1.31% 1.31%

*Annual Percentage Yield

Next Dividend Declaration Date: 12/16/2019 Payable: 01/01/2020

For all accounts, the dividend rate and annual percentage yield may change quarterly as determined by the Credit Union’s Board of Directors.
Dividends are not guaranteed and are paid out of current earnings.

Effective 11/6/2019 to 11/12/2019

Dividend Crediting and Compounding Schedule

Please visit our fee schedule page for details on service fees.

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